Dog attacks can be tragic both for the dog owner as well as the victim, as some dogs are put down after injuring or killing a person or another dog. A Fresno woman recently suffered significant injuries after two pit bulls attacked her, resulting in the amputation of her left arm, among other serious injuries that have left her in critical condition. The dogs were able to escape from a fenced yard prior to attacking the woman, and the homeowner is likely to be found liable for the injuries the woman suffered. A big question that the injured woman (once she recovers) and homeowner may have is whether or not the homeowner’s insurance coverage includes animal liability.
At Greenberg, Stone & Urbano, our South Florida Insurance Claims Attorneys devote a portion of their practice to helping homeowners resolve insurance matters that can make it difficult to move forward when you are at a loss of what to do. Our attorneys take the time to fully understand a client’s situation to ensure they are providing the best legal representation possible. Whether you were attacked by a dog or your dog has attacked someone else, it is important that you understand whether or not the homeowner’s insurance policy at issue has additional animal liability coverage.
Dogs can attack without warning, even if they have no history of being aggressive, and have never bitten another dog or person before. When a homeowner chooses to own a dog, especially one that is dominate, aggressive and large, that homeowner is responsible for ensuring his or her dog does not cause harm to others. As such, many insurance companies offer additional coverage in the event a homeowner’s dog injures or kills someone. Animal liability coverage is something that may or may not be included in a homeowner’s general policy. Many homeowners with dogs may be unaware that they do not have animal liability coverage. When a dog attack occurs, a homeowner may be shocked to discover that his or her insurance policy will not cover any costs associated with injuries another person has suffered as a result of a dog attack.
The Fresno woman that is recovering from an extensive dog attack may be in a situation where the dog owner’s home insurance policy does not include additional coverage for animal liability. If you have found yourself in a similar situation, it is important that you investigate what coverage may be available as part of an insurance policy, and what coverage may not be available. In situations where an insurance policy will not provide coverage for injuries, victims may have to seek other alternatives to recover for their suffering. The first step to determining what your options are – whether you are the homeowner or the victim of a dog attack – is to speak with a qualified Miami Insurance Claims Attorney.
Contact the Miami Insurance Claims Attorneys of Greenberg, Stone & Urbano Today to Schedule Your Free Consultation!
All matters involving insurance claims have the potential to cause stress, confusion, and outright frustration. Regardless of whether you have suffered from a dog attack, or you are the homeowner potentially responsible for another’s injuries following a dog attack, it is crucial that you know the full scope of your legal options. At Greenberg, Stone & Urbano, our Miami Insurance Claims Attorneys have more than 130 years of combined professional experience. Having received an AV rating from Martindale Hubbell, and named as a top South Florida law firm by the Miami Herald, the attorneys of Greenberg, Stone & Urbano have the necessary skill, dedication, and resources to help their clients address a legal matter. If you would like to schedule a free consultation to speak with one of our attorneys, contact us today by calling (888) 499-9700 or (305) 595-2400. You may also contact us online by visiting our website.