A sinkhole in Seffner continues to grow, threatening to swallow a nearby home duplex. The sinkhole has grown by nearly eight feet since its initial discovery and shows no signs of slowing. When the sinkhole first developed, it was estimated to be about 22 feet wide and 27 feet deep. In just three days, the hole grew to 30 feet wide and 30 feet deep. It is now about the height of a three story building and keeps growing. It has now reached the edge of one of two buildings nearby, where residents have already been forced to evacuate.
Scared residents have cleared all of their personal belongings out of their homes and do not know whether they will ever be able to return. This recent sinkhole comes two years after another sinkhole developed in Seffner. A 37 year old man was swallowed by the massive, sudden sinkhole as he slept in his bed. This sinkhole was later filled and stabilized, only to reopen this past August. It sits just two miles from this week’s sinkhole.
The South Florida homeowners’ insurance lawyers at Greenberg, Stone, and Urbano are saddened to hear of this most recent sinkhole and anticipate it may raise further insurance issues for those in the area. Homeowners’ insurance companies fought the coverage of sinkhole related claims for some time, only accepting them after much litigation. Our homeowners’ insurance attorneys are here to assist homeowners with their sinkhole and other natural disaster related claims, providing experienced and dedicated representation.
Does Your Homeowners Insurance Cover Sinkholes?
Florida is considered one of the most vulnerable states for sinkholes. Hillsborough County has proven the most at risk for sinkholes, but other sections of the state may develop sink holes in the future. If your home has been damaged by a sinkhole, your coverage will depend upon your particular policy. Some policies will include sinkhole endorsements. If you have a policy with a sinkhole endorsement, your sinkhole loss will likely be considered a covered loss.
Many homeowners’ insurance policies will contain catastrophic ground cover collapse coverage. For you to meet this coverage, you must demonstrate that visible depression in the ground exists, the home has been structurally damaged, and the home must be condemned. If your home does not meet all of these requirements and you lack a sinkhole endorsement, your claim could be denied.
All Florida residents should call their insurance agents and review your policy with them. Ask your insurance agent if your home would be covered in the event of a sinkhole. If you do not have sinkhole coverage, obtain a quote for adding this important coverage. Consult with a homeowners’ insurance attorney as soon as possible if you experience a sinkhole or like disaster.
Greenberg, Stone, & Urbano: Put Our Over 130 Collective Years of Experience to Work on Your Case!
The insurance companies are battling sinkhole related claims, making it hard for homeowners who have suffered this serious loss to recover. If you need assistance with your homeowners’ insurance related claim, contact the South Florida Homeowners’ Insurance Lawyers at Greenberg, Stone & Urbano. We have over 130 collective years of experience representing homeowners across South Florida. Our firm offers the dedicated, knowledgeable, and caring representation you need to obtain the insurance compensation you deserve. We are honored to have received a coveted AV rating from Martindale Hubbell and the Miami Herald’s ranking as a top firm in South Florida. Put our extraordinary homeowners’ insurance lawyers to work on your case. Call us at (888) 499-9700 or (305) 595-2400 or you can visit our website to schedule your initial consultation.