Superstorm Sandy has left a trail of death and destruction along its path, with at least 17 people dead in seven states and millions without electrical power or public transportation.
The storm finally made landfall yesterday evening in New Jersey, with sustained winds of 80 mph and cut power to more than 6 million homes and businesses from the Carolinas all the way to Ohio.
New York City Badly Hit
New York City was badly battered, with Wall Street closed for a second day and the city’s subway system suffering its worst damage ever, according to foxnews.com.
About 1.9 million customers of Consolidated Edison, the company that owns New York City’s utility, were without electricity in and around the Big Apple. In a statement released by Consolidated Edison’s Vice-President for electric operations, John Miksad, this is the largest storm related outage in the company’s history. Substations in Battery Park, the East Village and Chelsea were flooded, causing much of the blackouts in Manhattan. An unprecedented 13-foot surge of seawater (3 feet above the previous record) came into lower Manhattan, flooding tunnels, subway stations and the electrical system that powers Wall Street. A construction crane in a billion dollar luxury high rise that will overlook Central Park was partially collapsed and left precariously dangling 74 stories in the air.
New York’s three major airports remained closed and more than 13,500 flights had been cancelled between Monday and Tuesday.
Tips For Homeowners With Damages From the Storm
Although Hurricane Sandy did not cause appreciable damage in South Florida, we would like to offer to our readers the following tips on the steps they should follow should their homes or other property suffer damage in any storm:
- Take pictures of the damaged property before you make repairs.
- Begin to make temporary repairs to prevent further damage to your home or property. Keep a record of time spent and all receipts for work done on your property. You have a duty to mitigate damages under the terms of your insurance policy.
- Take pictures of any mitigation steps you have taken such as placing tarps on your roofs or covering broken windows or doors.
- Remove tree debris from the structure and place it on the ground.
- If your power is out, unplug any small electrical items and electronics to prevent electrical spike damage.
- Secure replacement costs/estimates from local retailers of like kind, quality and features. Obtain statements from vendors on items that cannot be repaired.
- Do not dispose of any damaged contents until authorized by your agent or claim representative.
- Contact only reputable, licensed vendors for repair estimates. Have estimates signed by the vendor and approved by your adjuster or agent before having major damage repaired.
- Inventory your damaged personal possessions such as furniture, clothing, art, collectables, etc. If a damaged item is a collectable or artwork, try to establish its current value.
- Contact the Law Offices of Greenberg Stone and Urbano immediately after the storm so that we can send our loss consultant to inspect your property and help you prepare the documents in support of your claim.
We Can Help
You should always have an attorney help you review your policy and advise you on what coverage you should have and for how much. If you are about to renew your policy (with the same insurer or a new one), we can help you review it and make sure you are adequately covered and in a position to avoid costly expenses should disaster strike.
With more than 70 years of combined experience, the Miami Dade County Homeowners Insurance Claims Law Offices of Greenberg Stone and Urbano have helped thousands of Homeowners all over Florida review their policies, present their claims and get the compensation owed them by their insurance carrier.
Additionally, please note that if your home has already sustained damages, our team of loss consultants, paralegals, and attorneys will assist you in every aspect of your claim. Our loss consultant will even go to your home to evaluate the damage you sustained at no cost or obligation to you. Visit our website to learn more about our firm and contact us today for a free consultation or to schedule a free inspection by our loss consultant.