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Tropical Storm Isaac Hits South Florida

As predicted, Tropical Storm Isaac grew stronger as it passed over Cuba and entered the warm waters of the Florida Straight on its way to the Keys. So much strength that according to, forecasters are now predicting it may become a Category 2 hurricane by the time it approaches the Gulf Coast of Florida.

This, of course, is bad news for the organizers of the Republican Party National Convention, who have had to cancel the first day of activities (Monday), due to the storm approaching Tampa. Republican Party officials have announced that they will briefly convene on Monday morning just to immediately recess until Tuesday afternoon, by which time the storm should have passed Tampa.

Path of Destruction Through the Caribbean

Isaac has left a path of destruction through several Caribbean islands. For example, the storm battered Haiti about 24 hours ago with heavy downpours that caused floods and landslides and left four people dead. The dead included a 10 year old girl that died when a wall fell onto her. The Haitian government also reported heavy damages to agriculture and homes in a country that is far from recovered after the deadly 2010 earthquake that cost the lives of about 316,000 people.

After that, the storm made landfall in the eastern tip of Cuba, where it downed trees and power lines, flooding the seaside malecon and destroyed two houses in the city of Baracoa, in the Oriente province.

Tips For Homeowners With Damages From the Storm

  • Take pictures of the damaged property before you make repairs.
  • Begin to make temporary repairs to prevent further damage to your home or property. Keep a record of time spent and all receipts for work done on your property. You have a duty to mitigate damages under the terms of your insurance policy.
  • Take pictures of any mitigation steps you have taken such as placing tarps on your roofs or covering broken windows or doors.
  • Remove tree debris from the structure and place it on the ground.
  • If your power is out, unplug any small electrical items and electronics to prevent electrical spike damage.
  • Secure replacement costs/estimates from local retailers of like kind, quality and features. Obtain statements from vendors on items that cannot be repaired.
  • Do not dispose of any damaged contents until authorized by your agent or claim representative.
  • Contact only reputable, licensed vendors for repair estimates. Have estimates signed by the vendor and approved by your adjuster or agent before having major damage repaired.
  • Inventory your damaged personal possessions such as furniture, clothing, art, collectables, etc. If a damaged item is a collectable or artwork, try to establish its current value.

The Lawyers of Greenberg Stone and Urbano Can Help

You should always have an attorney help you review your policy and advise you on what coverage you should have and for how much. If you are about to renew your policy (with the same insurer or a new one), we can help you review it and make sure you are adequately covered and in a position to avoid costly expenses should disaster strike.

With more than 75 years of combined experience, the Miami Dade County Homeowners Insurance Claims Law Offices of Greenberg Stone and Urbano have helped thousands of Homeowners all over Florida review their policies, present their claims and get the compensation owed them by their insurance carrier.

Additionally, please note that if your home has already sustained damages, our team of loss consultants, paralegals, and attorneys will assist you in every aspect of your claim. Our loss consultant will even go to your home to evaluate the damage you sustained at no cost or obligation to you. Visit our website to learn more about our firm and contact us today for a free consultation or to schedule a free inspection by our loss consultant.

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