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South Florida Prepares as Tropical Storm Isaac Moves Through the Caribbean

Topical Storm Isaac continues to slowly move through the Caribbean Sea with heavy downpours and sustained winds of 45 mph. According to Reuters, the storm was expected to dump between 8 and 12 inches of rain over Hispaniola, the island shared by the Dominican Republic and Haiti. It is important to note that about 350,000 Haitians still live in tents 21/2 years after a devastating earthquake left them homeless. Although some camp residents may move into government shelters, there is just not enough shelters for them all and about 50 percent would be left to cope with the storm as best they could.

Cellphone Service Providers Are Ready in South Florida

On a bit of good news, wireless providers claim to be ready for Isaac should it hit South Florida. Believe it or not, in this cellphone-dependent age, this is important news…I personally know of some people that if given the choice, would choose to have cellphone communication over food. For example, my daughter…As a parent trying to find adequate punishment for my children’s thankfully infrequent misgivings, I’ve often thought that should time travel become a reality, simply transporting them back for a couple of days to a time when cellphones did not exist would suffice…

ATT, Verizon Wireless, T-Mobile and Sprint Nextel have collectively invested billions of dollars preparing their networks and cell sites for the hurricane season. There is, of course, no guarantee that service will not fail. Yet, all providers feel confident that everything that could be done to be ready, has been done. For example, hundreds of their cell sites are equipped with batteries and generators with their fuel topped off. Additional portable generators are ready to be moved in should it be necessary. T-Mobile just purchased an additional 1,000 small mobile generators to be deployed nationwide as needed. ATT and Sprint Nextel have similar capabilities.

Be Prepared: Have a List of Important Numbers

It is recommended that you have a wired phone at home as cordless phones require electricity – a service we may not have after a storm. Similarly, in case cellular service does fail (despite wireless companies’ claims or preparedness) you should have the non-emergency numbers of your local police and fire department, together with your insurance companies’ toll free claims numbers and the phone number of your insurance agent(s). Your insurance policy likely requires that you report a claim immediately. Here is a list of homeowner property claim numbers for some of the major carriers in our state:

Citizens Property Insurance Company: 1-866-411-2742
Allstate: 1-800-54-STORM (1-800-547-8676)
State Farm: 1-800-STATE-FARM (1-800-782-8332)
Liberty Mutual: 1-800-2CLAIMS (1-800-225-2467)
Universal Property & Casualty: 1-800-218-3206
Security First Insurance: 1-877-581-4862
United Services Automobile Assoc. (USAA): 1-800-531-USAA (8722)
Florida Peninsula Insurance Co.: 1-877-994-8368

Please make sure to obtain and keep your claim number, as that is the best way to track your claim.

The Lawyers of Greenberg Stone and Urbano Can Help

You should always have an attorney help you review your policy and advise you on what coverage you should have and for how much. If you are about to renew your policy (with the same insurer or a new one), we can help you review it and make sure you are adequately covered and in a position to avoid costly expenses should disaster strike.

With more than 75 years of combined experience, the Miami Dade County Homeowners Insurance Claims Law Offices of Greenberg Stone and Urbano have helped thousands of Homeowners all over Florida review their policies, present their claims and get the compensation owed them by their insurance carrier.

Additionally, please note that if your home has already sustained damages, our team of loss consultants, paralegals, and attorneys will assist you in every aspect of your claim. Our loss consultant will even go to your home to evaluate the damage you sustained at no cost or obligation to you. Visit our website to learn more about our firm and contact us today for a free consultation or to schedule a free inspection by our loss consultant.

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